If you have been involved in an accident or have an illness that renders you unable to work, you have the right to file a Social Security Disability claim to help you manage your medical bills and everyday expenses. Unfortunately, the claims process is notoriously complicated, and the majority of claims are initially denied. To make the process easier to manage, consider working with a Maumee, Ohio Social Security Disability attorney.
At Schaffer & Associates, our attorneys are well-versed in Social Security law. No matter the seriousness of your diagnoses or how long you may be impaired, we can evaluate your situation and help you file a claim to seek the benefits you are entitled to.
Why Hire a Maumee Social Security Disability Attorney?
The Social Security Administration (SSA) provides financial relief to Americans with disabilities, known as Social Security Disability Insurance Benefits (SSDIB) and Supplemental Security Income Benefits (SSI). Eligibility is based on a number of factors, including the severity of disability, the ability to work, and income.
Navigating the Social Security Disability (SSD) application process can be challenging – especially if you are already preoccupied with managing severe medical conditions. When you work with a Social Security Disability attorney from Schaffer & Associates, you can rest assured that your claim is being handled with the utmost care so that you have the best chance of receiving the benefits you need to focus on your health and wellbeing.
Our attorneys can explain your benefits eligibility, help you file your application, and, if necessary, ensure you file an appeal correctly and on time. We operate on a contingency fee basis, so you will not need to worry about paying for our services out of pocket. We only get paid if your claim or appeal is successful.
What Are the Social Security Disability Income Limits in Ohio?
In some instances, individuals may be able to work with their disability and still obtain SSDIB benefits. As of 2022, an individual can make up to $1,350 (gross earnings) a month and still be eligible for benefits.
It is important to note that allowable income limits fluctuate, typically on an annual basis. As the national average wage index increases, the total allowed income increases as well. If a person earns more than what is permitted and is seeking or receiving benefits, the SSA labels the employment as Substantial Gainful Activity (SGA).
Those with an SGA designation are considered independent enough to work a job that provides a living, and their application will be denied, or their benefits will be terminated. Social Security Disability benefits may also be stopped if an individual is under the SGA income limit but is doing work that is considered substantial. SGA limits do not apply to individuals who receive SSD benefits while participating in a trial work period. Trial work periods may last up to nine months.
How Much Can I Expect from Social Security Disability?
Injured individuals who reach out to us often wonder what they may be eligible for in terms of SSD benefits. Payments are not based on the severity of a disability. Instead, the SSA bases benefits on your lifetime average earnings before your disability. Only earnings at jobs where an employer took money out of your wages for Social Security or FICA will be considered.
Monthly benefits are based on your average indexed monthly earnings (AIME). While the maximum benefit any person can receive as of 2022 is $3,345, average payments range between $800 and $1,800 per month. The application process may take a year or more, so you could receive back pay if your claim is approved. Eligibility is based on when you applied for benefits and the onset date of your disability.
It is important to note that there are factors that could potentially reduce your monthly payment amount. For example, workers’ compensation, public disability benefits, and a pension based on work not covered by the SSA are potential sources.
In order to maximize your chances of SSDIB or SSI approval, it is crucial to consider working with a Maumee Social Security Disability attorney. Schaffer & Associates will guide you through the process and ensure you understand your rights.
Schedule a Consultation With Schaffer & Associates
A Maumee, Ohio Social Security Disability attorney from Schaffer & Associates is ready to help you pursue benefits if an injury has prevented your ability to work. We represent clients in and out of Maumee from our Toledo office. Take control of your future and contact us today to learn about your options.