Experiencing an injury at your place of employment is inherently stressful and nerve-wracking, especially when it leaves you unable to work or burdened by steep medical bills. For this reason, it is unsurprising that so many victims of workplace injuries seek relief through state and federal programs. Navigating these programs and securing a full and fair amount of compensation can be difficult, however, making it important to seek assistance from an experienced Fremont workers’ compensation attorney.
At Schaffer & Associates LPA, our team of dedicated attorneys advocate for victims of workplace injuries to secure the compensation they deserve. Through our comprehensive services, we have obtained awards for permanent and temporary disability cases as well as workers compensation settlements for our Fremont clients. If you or a loved one experienced an injury in the workplace, you may be eligible for relief. To learn more, consider speaking with a Fremont workers compensation attorney at our Toledo office at (419) 350-8277 today.
What Is Workers’ Compensation?
Workers compensation is a form of insurance that provides financial benefits to employees who experience an on-the-job injury. Typically, these benefits take the form of medical expenses, lost wages, and/or rehabilitation costs. It may also pay death benefits to the loved ones of workers who were killed on the job. In turn, employers are protected from civil lawsuits related to workplace injuries.
Like other states, Ohio has specific laws that govern workers’ compensation. Rule 4123-14-01 of the Ohio Administrative Code states that it is unlawful for employers to fail to establish and maintain workers compensation coverage if they have more than one employee. Employers that do not provide workers’ compensation coverage may face serious legal consequences.
Our Comprehensive Services
After spending decades representing working men and women, our team of Fremont workers’ compensation attorneys have the skill and breadth of knowledge necessary to secure settlements for our clients. We have fought for the rights of injured men and women in a variety of cases and have tailored our services to meet the needs of Fremont workers. Some of our most prominent practice areas include:
- Navigating Ohio workers’ compensation benefits
- Filing an Ohio workers’ compensation claim
- Negotiating and litigating settlements
- Pursuing negligent third-party workers’ compensation claims
- Securing settlements for work-related car accidents
Of course, we understand that the needs of Fremont workers vary greatly from person to person and we adjust our services accordingly. At Schaffer & Associates LPA, our belief is that there is no one-size-fits-all legal representation. For this reason, we approach each claim individually, assessing the unique facts and circumstances of our clients’ situation and create the most effective legal strategy.
Frequently Asked Questions
Our Fremont workers’ compensation attorneys receive questions every day regarding Ohio law and how insurance claims work in the state. Some of the most common questions we receive include the following.
What Are Workers’ Compensation Injury Examples?
The National Safety Council provides information on the types of injuries experienced by workers in the United States. In 2020, the most common workplace injuries included:
Exposure to Harmful Substances or Environments
Accounting for 36% of all workplace injuries, exposure to harmful substances or environments saw a recent increase in prevalence due to the COVID-19 pandemic. Aside from this, these types of injuries can result from exposure to electricity, radiation and noise, extreme temperatures, air and water pressure change. Healthcare and social assistance workers tend to be most impacted by these injuries.
Overexertion and bodily reaction injuries typically fall into two categories: non-impact accidents and repetitive motion injuries. The former results from excessive physical injury directed at some outside source, usually pushing, lifting, turning, holding, or carrying. Repetitive motion injuries often result from microtasks that put a strain on some part of the body.
Slips, Trips, and Falls
Resulting in 18% of workplace injuries in 2020, slips, trips, and falls are very common in the workplace. The industries most impacted by these accidents are transportation, warehousing, and agriculture.
Contact with Objects or Equipment
Nearly 200,000 American workers were injured through contact with objects or equipment. These accidents often result from an object striking the worker, a worker’s body being crushed or compressed in equipment or between shifting objects, collapsing structures, or vibrations.
Over 41,000 injuries occurred due to transportation incidents in 2020, affecting all industries in which employees are required to operate motor vehicles.
Can I Get Workers’ Compensation If I Am at Fault or Partially at Fault for My Accident?
In the vast majority of circumstances, workers’ compensation is available to all employees, regardless of whether they were at fault for their accident. This is because workers’ compensation coverage is no-fault, meaning negligence is not a deciding factor in eligibility for this insurance.
There may be exceptions made in cases where the worker was intoxicated or under the influence of drugs. There are some exceptions to this general rule. Where an injury is self-inflicted or caused by intoxication from alcohol or a controlled substance not prescribed by a physician are not compensable injuries. Fremont workers’ compensation attorney can help you better understand eligibility and confirm whether or not compensation is available in your situation.
Speak with a Fremont Workers’ Compensation Attorney at Schaffer & Associates LPA Today
Workplace injuries can lead to long-term disability, loss of income, and other detrimental consequences that greatly impact a person’s financial situation and livelihood. Navigating the claims process and ensuring that your rights as a worker are upheld are complex matters. Between medical expenses and lost income, these challenges can become unmanageable for the injured worker and their family.
At Shaffer & Associates LPA, we fight tirelessly for the rights of working men and women. Above all, we seek to secure the highest amount of compensation available for victims of workplace injuries, even if this means pursuing litigation. If you or a loved one was injured on the job, you are not alone. Contact us to schedule a free consultation with an experienced Fremont workers compensation attorney today at (419) 350-8277.