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Unlike Social Security Disability, which is a federal program, long-term disability (and short-term) policies are usually purchased privately through your employer or an insurance agent. This is why rules surrounding long-term disability policies can vary greatly amongst themselves, and also when compared to SSD. If you find yourself unable to work due to a disability,…
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When you file a claim for workers' compensation benefits due to an injury or illness you are entitled to a variety of benefits depending on your circumstances. These benefits can pay your medical expenses related to your work-related injuries as well as a portion of your regular weekly salary when you are unable to return…
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What is Permanent Total Disability? Although the hope is that a work-related accident will result in a quick, full recovery, in some cases, an injured worker is permanently disabled as a result of a work-related injury or illness. When a work-related injury prevents you from returning to any form of gainful employment, you may qualify…
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What is a Temporary Total Disability (TTD)? Under workers’ compensation benefits, there are many types of disability including temporary total disability, permanent partial disability, and permanent total disability. Temporary total disability describes a work-related injury or illness that renders an employee totally unable to temporarily return to their former position of employment. In other words,…
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What are Vocational Rehabilitation Services in Ohio? Returning to or maintaining work after an injury in Toledo, Ohio often comes with many obstacles, both physical and practical in nature. The stated purpose of vocational rehabilitation (voc rehab) programs are to help injured workers successfully return to work and sustain employment. Multiple vendors competing for services…
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Can I reapply for Social Security Disability (SSDI)? The short answer is yes. There is no fixed limit to how many times you can submit an application. However, the specific circumstances of your case may mean that submitting a new application is not your best option. Timing in conjunction with medical evidence and the counsel…
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