Medical Treatment After a Workplace Injury in Findlay

When you suffer an injury at work, workers’ comp will cover many of the damages associated with that injury, including the direct cost of medical treatment. However, getting the medical treatment you need is not always as easy as expected. In some cases, the workers’ compensation insurance company may even fight to deny you much-needed treatment for your injuries.

If you are struggling to get workers’ comp to approve needed medical treatment after a workplace injury in Findlay, a lawyer can help fight to protect you.

Covered Medical Treatment After a Workplace Injury

After a workplace injury in Findlay, injured workers have the right to reasonable medical treatment for their injuries, including:

• Emergency medical care
• Ongoing medical treatment for severe injuries
• Durable medical equipment
• Physical or occupational therapy as needed to treat those injuries

The cost of treatment for severe injuries can mount substantially. In most cases, however, workers’ comp will fully cover all those treatments, making it easier for injured workers to get the treatment they need.

How Workers’ Comp Covers Medical Treatments

When it comes to medical treatment after a job site injury in Findlay, workers’ comp generally covers the cost of medical treatment directly. Injured workers will not have to pay those bills or worry about how to take care of them; instead, they can simply allow their medical care providers to send them directly to workers’ comp.

However, in some cases, workers may have to get approval for treatment before they receive it. While workers can obviously receive whatever emergency medical care they need, they may need approval for things like surgeries or therapy as the injury heals. Workers’ comp may have the right to determine what type of treatment the worker can receive under its coverage or where the worker can seek treatment.

Reasons for Medical Treatment Denial

Workers’ comp can make it harder than necessary for some workers to get the treatment they need covered. They may deny needed treatment for several reasons, including:

• The worker had pre-existing conditions that complicate the injury or recovery
• The worker missed deadlines for submitting paperwork
• There is inadequate proof of the workplace injury, including lack of proof that the injury occurred at work
• They think the worker is self-limiting
• They do not believe that the worker needs that specific treatment
• They recommend that the worker pursue another line of treatment first
• They believe the injury is less severe than stated or that the worker chooses to self-limit during the recovery process

Dealing with a workers’ compensation claim denial can be particularly devastating when it comes to medical treatment. Often, injured workers have already discussed their options with their care providers and chosen the best one for their needs. When workers’ comp denies medical treatment, it can slow down recovery and make it more difficult for injured workers in Findlay to get back on their feet.

Contact a Findlay Lawyer to Discuss Your Right to Medical Treatment After a Workplace Injury

When you need medical treatment after a workplace injury in Findlay, workers’ compensation should cover the full extent of those costs. Unfortunately, in some cases, workers’ comp will not provide the support and coverage injured workers need or will make you jump through unnecessary hoops to get much-needed care.

If you are finding it challenging to get the medical care you need, reach out to Schaffer & Associates. We can help you fight for your right to medical treatment and ensure you understand the full extent of your rights under Ohio workers’ compensation law.