The federal Social Security Administration (SSA) reports that a 20-year-old worker today has a 25 percent chance of becoming disabled by a crippling injury or illness before they reach retirement age. This sobering proclamation may worry you, but there are programs the government has enacted that work as safety nets in the event you are among the one in four workers who face this reality.

If you meet the criteria, you will receive a monthly check in lieu of your paycheck and healthcare benefits through Medicare. Your spouse and children may also qualify for benefits. To determine whether your health condition qualifies and how we can help you apply, schedule a consultation with a Toledo SSDI benefits lawyer. Call today to speak with one of our experienced SSD attorneys at Schaffer & Associates.

What Are SSDI Benefits?

The effects of chronic illnesses such as diabetes, a progressive cancer diagnosis, or even a catastrophic car accident can result in an inability to maintain gainful employment. Social Security Disability Insurance (SSDI) benefits ensure that money continues to come in to take care of families’ needs.

Recipients can also qualify for healthcare benefits through Medicare when they qualify for SSDI. Medicare eligibility, however, does not kick in until two years after SSDI payments kick in. They may be able to qualify for Medicaid to cover healthcare during the waiting period. The requirements to be eligible for SSDI benefits include:

  • A diagnosis of a disabling condition recognized by the SSA
  • A qualified physician and diagnostic testing (when applicable) documenting the severity of the condition
  • The medical condition must be severe enough to result in a significant impairment, limiting one’s ability to work for at least one year
  • The applicant has been employed at least five out of the last ten years prior to filing, and Social Security taxes have been withheld

Our lawyers understand when people call us, stressed and shocked, that they are unable to work and do not know what to do. We are proud to be your neighbors, born and raised in Northwest Ohio, and our law firm is built on a tradition of caring for our community. We have a great deal of experience getting people through the SSDI application process, and our dedicated attorneys in Toledo are ready to help you pursue your benefits.

SSDI benefits should not be confused with Supplemental Security Income (SSI), a government program that aids low-income disabled individuals.

Benefits for Spouses, Children, Ex-Spouses, Other Dependents

If you are receiving SSDI benefits and pass away, your spouse, ex-spouse, children and other dependents may be eligible to collect benefits under your work history. Certain criteria must be met before they can receive monthly benefits and enroll in Medicare. The only way to be sure is to consult a trustworthy and competent SSDI benefits lawyer in Toledo.

Need Help Securing SSDI Benefits? Contact Our Local Attorneys in Toledo

There is a federal safety net if you contract a chronic illness or are injured in an accident that leaves you disabled, and gainful employment is not possible anymore. It is administered by the Social Security Administration and is a lifeline for millions of people. However, the application process must be completed properly to avoid denial. Your best bet for success is to work with an attorney well-versed in the process.

Our firm offers plenty of experience and a personal touch. When you contact us, you will speak with a qualified Toledo SSDI benefits attorney who cares about what you have to say. If you are struggling to fulfill your job duties, let our team at Schaffer & Associates help you secure the benefits you need and deserve.