Social Security Disability Insurance (SSDI) provides financial support to disabled individuals who can no longer work. While many applicants assume SSDI is a single program, there are several different ways benefits may apply depending on your work history, family circumstances, and medical condition. Understanding these distinctions can help you avoid mistakes and strengthen your case.
At Schaffer & Associates, we are local attorneys born and raised in northwest Ohio. With decades of experience representing disabled individuals, we are very familiar with the types of SSDI benefits in Findlay. When you call us, you will speak directly with a lawyer who understands both the system and how to effectively present your claim.
In Findlay, the most common type of SSDI benefit is for disabled individuals who have worked long enough and recently enough to qualify. Generally, you must have paid into the system within the last five years. Too many applicants rely on a long-past work record, only to find out their coverage expired.
The Social Security Administration (SSA) requires medical evidence showing you cannot sustain full-time employment. A BWC physician can document your injuries for workers’ compensation, but SSA judges need detailed records and functional assessments. Our attorneys will ensure your medical file is complete so your eligibility is clear.
If you qualify for SSDI in Findlay, your spouse or children may also receive benefits under your earnings record. Spouses qualify if they are at least 62 years old or caring for a child who is under 16 or disabled. Dependent children may also receive payments until age 18, or longer if they are still in school. These benefits are designed to help families stay financially stable when a disability affects the household income.
Our attorneys can explain how much your dependents may be entitled to and help with the documentation needed to prove eligibility. Many families do not realize these benefits exist, and missing them means receiving less income than you are entitled to.
Some applicants confuse SSI with SSDI. SSI is a separate program based on financial need rather than work history. The maximum SSI benefit is generally just under $1,000 for individuals and just under $1,500 for couples. Eligibility is determined by both disability status and income or resource levels.
Our firm does not file initial SSI applications, but we advise individuals to submit their own and call us if they receive a denial. We will step in at the appeal stage. Disabled individuals in Findlay and the surrounding area who are not eligible for SSI may still qualify for some kinds of SSDI benefits, which is why understanding the distinction is so important.
SSDI claims are complicated, and denials are common. Having an attorney ensures your paperwork is accurate, deadlines are met, and your case is supported by strong medical and vocational evidence. SSDI hearings are informal, but judges expect organized presentations, and we know how to prepare.
Because Schaffer & Associates is a boutique firm, your case is handled directly by our attorneys from start to finish. Clients in Findlay and the surrounding area trust us because we act quickly, communicate clearly, and fight to secure every type of SSDI benefit you are entitled to receive.
Different types of SSDI benefits in Findlay support both disabled individuals and their families. Our local attorneys at Schaffer & Associates understand the system and will fight for your rights.
Call today to speak directly with an attorney and learn how an SSDI lawyer can guide you through the disability process.