Accidents can happen just about anywhere. When an employee is injured on the job, the consequences can be significant. While any job can present risks, there are certain industries, like construction, healthcare, and agriculture, that are inherently more dangerous than others. No matter what line of work you are in, you have the right to seek benefits through the workers’ compensation system. To increase your chances of approval, consider working with a Findlay workers’ compensation attorney.
At Schaffer & Associates, our attorneys are well-versed in Ohio’s workers’ compensation laws. Whether you are looking at returning to work in a matter of weeks, months, or you have sustained permanently debilitating injuries, we can evaluate your situation and explain how best to proceed to secure your future.
Get Help From a Findlay Workers’ Compensation Attorney
While some injured workers choose to file compensation claims on their own, that is not often advisable. Workers’ compensation laws in Ohio are complex, and we are here to ensure that nothing jeopardizes your chances of recovering as fully as possible.
Our services extend beyond helping you through the claims process. When you hire a workers’ compensation lawyer from our firm, you will have access to the information needed to understand your benefits eligibility, so you do not settle for less than what you are owed. We can also provide guidance and representation in the event you need to file a third-party negligence claim or have been in a work-related car accident.
The earlier you get in touch with our law firm after your accident, the more time we will have to evaluate your claim and provide you with comprehensive information on your rights. To get started, schedule a free consultation with us today.
How Does Workers’ Compensation Work in Findlay, Ohio?
The Ohio Bureau of Workers’ Compensation (BWC) is responsible for the workers’ comp system throughout the entire state. The agency regulates the requirements and rights of both employers and employees. Under the BWC system, you have the right to compensation for injuries sustained at work and within the scope of your job. You should also have access to comprehensive medical care and money to pay related bills.
While you can see any doctor for your initial visit after the accident, you will need to see a BWC-certified provider for subsequent appointments. Note that if you choose to forgo treatment or skip or miss appointments, you could jeopardize your claim. Following through on medical care is a crucial aspect of your benefits eligibility.
Filing a claim is typically done online; however, your attorney can explain the process for mailing your benefits application. The BWC separates compensation claims into medical-only and lost-time categories. If you missed seven or fewer days of work because of your accident, you might be eligible for medical-only benefits. If you missed eight or more days, lost-time benefits might apply.
It’s best practice to file your claim as soon after your accident as possible. In a matter of weeks, you will receive a decision letter. If your claim has been approved, you will most likely receive benefits via direct deposit. In the event your claim is denied, we can walk you through the appeals process and help you present your case to the Industrial Commission of Ohio (IC) to have the decision overturned.
How Can I Get Workers’ Compensation After An Injury?
The benefits you may be eligible for are based on the severity of your injuries and how they impact your ability to return to work. While most injured employees are able to eventually return to their previous position in some capacity, there are instances of permanent disability. The most common benefits awarded include the following:
- Temporary total (TT) compensation
- Permanent partial (PP) – schedule loss
- Percent of permanent partial (%PP)
- Permanent total disability (PTD)
However, there are a variety of other benefits options for which you could be eligible. We will thoroughly review your accident to determine the full scope of your losses. Other forms of benefits offered in Ohio include:
- Accrued compensation
- Change of occupation (COA)
- Death claim (survivor benefit)
- Facial disfigurement (FD)
- Living maintenance (LM)
- Lump-sum advancement (LSA)
- Travel reimbursement
- Violation of specific safety requirement (VSSR)
- Wage loss (WL)
- Wages in place of temporary total compensation (salary continuation)
Our Findlay workers’ compensation attorneys understand the challenges accident victims face. When you hire us, we will walk you through the claims process step by step. In the event your claim is denied, we can also help you navigate the appeals process to have the decision overturned so you can receive the benefits you need.
Contact Schaffer & Associates Today
A workplace accident can completely upend your life. If you or someone you love has been injured at work and is now struggling to learn about their legal rights and options, a Findlay workers’ compensation attorney can help.
Our attorneys represent workplace accident victims throughout Findlay from our Toledo headquarters. No matter what type of accident you were involved in, we can help you determine your eligibility for benefits and assist you with the claims process. To learn more about your rights, schedule a free consultation with our law firm today.